Car accidents are stressful and overwhelming, often leaving those involved overwhelmed, injured, and confused about what steps to take next. Even if you are the most diligent driver, accidents can happen to anyone, especially if you are unsafe or distracted. In fact, The National Highway Traffic Safety Administration reported that in 2022 distracted driving contributed to 12% of injury crashes and 11% of all police-reported accidents.
While it’s common knowledge you need to have your license, registration and insurance in your possession any time you are driving, the appropriate steps to take following a car accident are not as widely known. It’s important to note that if you make any critical mistakes after an accident, you might unknowingly impact your legal rights and potentially your ability to recover compensation. To ensure you are well-informed and equipped should an accident happen, keep reading for the five most common mistakes to avoid if you’ve been involved in a car accident.
1. Skip calling the police
Many people think a minor accident doesn’t warrant involving the police. However, a police report is incredibly important and provides an objective record of the incident. Reports not only document key details like location and involved parties and vehicles, but they also include initial statements. Without a police report, your case can quickly become a “he said, she said” scenario, making it difficult to prove liability later.
2. Admit fault at the scene
Immediately following a crash, emotions run high, and due to the stress of the situation, you may feel compelled to apologize or accept blame, even if you’re not at fault. Any admission even in the heat of the moment can be used against you by insurance companies later. It’s best to remain calm, exchange information, cooperate with authorities, and avoid making statements about who caused the accident.
3. Skip or delay medical treatment
It’s important to always seek medical attention after an accident, even if your injuries seem minor. Not only is this vital for your health and well-being, but medical documentation directly links your injuries to the crash. Skipping treatment or delaying medical evaluation can give insurance companies reason to argue that your injuries were not serious or even unrelated to the accident.
4. Give a recorded statement to the insurance company
Let’s face it, insurance companies are businesses aiming to minimize payouts. After an accident, you may be contacted and asked for a recorded statement an insurance adjuster. If this happens, don’t forget that their goal is to find ways to reduce your claim or deny it outright. Before speaking with an insurance company, you should consult with a personal injury attorney who can ensure your rights are protected.
5. Accept a quick settlement
Because insurance companies are looking to minimize payouts, they often push accident victims to settle quickly, hoping they’ll accept low offer before realizing the full extent of their injuries. Once you accept a settlement, you typically waive the right to seek additional compensation, even if your medical condition worsens or further expenses arise. This is why it’s so important to consult with an experienced personal injury attorney who can evaluate your case and advocate for the fair compensation you deserve.
Get Help on Long Island
If you’ve been involved in a car accident, it’s not only critical that you avoid these five mistakes, but that you also have experienced legal guidance on your side. With over 35 years of experience serving Long Island, our team at North Shore Injury Lawyer is dedicated to protecting your rights and ensuring you receive the compensation you need to recover fully.
Don’t navigate this process alone. Call us today at (631) 495-9435 for a free consultation and let us help you every step of the way.